Bike Insurance

[shifted]

Did a quick search on here and didn't yield much.

I have everything else with Shannons car wise so tried that first - they won't touch learners and will only insure open license held for a minimum of 1-2 years (apparently).

Swann seem to have an ok price ($41 a month, or $47 with rating protection) and cover helmet and riding gear. They also have a minimum value to insure for so won't insure for less than that, eg. 2009 Ninja @ $4k.

I'm guessing most are with Shannons, anyone dealt with Swann and can attest to them being good? Haven't dealt with them previously myself.


Kind regards,

Paul

[Brute]

Have had 2 claims with Swann. Awesome to deal with. The only hold up I had was getting Husqvarna parts out of QLD during the floods which is hardly their fault, but I'm pretty sure my premiums could have covered a rental dinghy to get in there.

[shifted]

Fantastic, may be the go ahead then. Thanks mate!

[Evoboycorey]

I had my old road bike and my current moto with Swann. No claims, but I've always received prompt phone service which is a good thing in my eyes. Not a fan of 30+ mins wait time.

[Evoboycorey]

Road bike was insured as a learner rider i should add. 8.2k value 72$ a month

[mr_mike]

Insure My Ride offer decent cover including mods and gear

Shannons are pretty strict on the no learners or fresh riders thing, even a long term employee couldnt get covered on a 250.

[shifted]

Anyone dealt with claims through insure my ride though?

QBE doesn't seem too bad. $459 for $2,500. Will have to compare both quotes properly though. Excess for QBE is $1300 due to age/experience. Not sure what Swann has.

Swann's minimum value of $4k is enticing too though.

[Kaido]

Insure my ride use the same assessor as Shannons.

Mate had a claim with Insure my ride and they there good to deal with and he had no problems. He even bought the bike off them as a repairable write off

I am with Shannons they are good, agreed value, choice of repairer etc however the only thing i don't like is that there gear cover is limited at $1000 per item, meaning for most high end helmets and suits you are out of pocket

[Lasoya]

Had two bikes with Swan insurance about 5 years ago, they were both stolen and swan refused to pay out. Got shafted

Used QBE on all my road bikes and never had a problem

Started using insure my ride on my dirtbikes and they were brilliant

[mr_mike]

make sure you read the conditions of the policy etc, you may find the bike has to be kept in a garage or its invalid if bike is stolen from home

[bertocchi]

I shopped around for my insurance, being a learner made it a little more painful. I couldn't get insurance through shannons being under 25 and I didn't know about swann insurance at the time.
I went with suncorp as they offered me the best deal out of everyone I got quotes from.

[shifted]

Might have a look at QBE and insure my ride for the time being, seeing the reviews from Swann don't seem too appealing!

IMR seems good - $411 for a year.

Bit cheaper than QBE for the premium, but higher agreed value. Might be the goer!